Custom Insurance and Retirement Solutions Agency (CIRSA) Services I offer through CIRSA and or through one of my partners:

Retirement Income Planning:

Educating, customizing and implementing plans to ensure consistent and low fluctuation and

lifetime income streams for the retiree while at the same time trying to hold steady or increase their

principle at the same time.

High Net Worth Investing / Planning:

Foundations

MATTHEW TUCKER CFP®

SENIOR FINANCIAL ADVISOR

FiWealth.com * 602-449-0146 * 4350 E Cotton Center Blvd, Suite 40. Phoenix, AZ 85040

Investment advisory services offered through Foundations Investment Advisors, LLC, an SEC registered investment advisor

Joseph Day (“Mr. Day”) and Custom Insurance and Retirement Solutions Agency LLC (“CIRSA”) may feature or jointly market with Matthew Tucker (“Mr. Tucker”), an investment adviser representative of Foundations Investment Advisors, LLC (“Foundations”), an SEC registered investment adviser. Mr. Tucker provides investment advisory services from Foundations’ office in Phoenix, Arizona. Mr. Day is not an investment adviser representative of Foundations and does not provide investment advisory services.

This arrangement constitutes an unpaid endorsement of Mr. Tucker and Foundations by CIRSA. Neither CIRSA nor its personnel are clients of Mr. Tucker or Foundations, and they are not affiliated with Foundations through common ownership or control. No compensation has been or will be paid to Mr. Day or CIRSA for any such referrals or endorsements. This relationship may create a potential conflict of interest, as CIRSA could indirectly benefit from referring clients to Mr. Tucker and Foundations through their ongoing professional association. An endorsement does not guarantee future investment success and should not be viewed as an indication that any client or prospective client will experience similar or better results. Past performance is not indicative of future results.

Market Protection Strategies:

Educating clients on the basics of various products that can provide guarantees of no

market loss in any given year while at the same time still offering ample market returns. I do 

believe wealthier clients should be highly invested in the market but a balanced approach should 

also be considered to reduce some risk and taxes in certain situations. I also teach clients philosophies 

such as “The Wall Street Rule of 100” and the "teeter tooter". This is a philosophy that if implemented 

correctly as a plan can also be used to help mitigate and protect them from more market loss during 

retirement as well as save them anywhere from 20% to 40% in fees. I find that a lot of brokers know about 

this rule of 100 but purposely do not tell their clients about it. I also teach my clients why some

brokers don’t want you to know about it.

Maximizing Social Security:

Strategically planning to help maximize Social Security benefits during retirement.

Reviewing Life Insurance, Long Term Care and or Disability Coverage:

Assessing and updating life Insurance policies to ensure they align with current needs and goals.

Reviewing and Assessing business owners current benefit plans including:

Group Health Plan evaluation, Buy Sell Agreements education and or assessment and how

to fund them, Key person plans to help keep most valuable employees committed to

working productively for your company, I also can provide an education and or assessment

of 412e3 and or cash balance pension plans. The main focus with these plans are to

determine how much the business owner could possibly save in income and payroll taxes

each year while at the same time using those saved tax dollars to fund a new pension

retirement plan for themselves and their employees.